"The Power of Zero"

 Will pensions and Social Security be enough?

Unfortunately, probably not.

When you look at the numbers, you should factor in other sources of income in retirement, including Social Security and pensions, if you're lucky enough to have one. Your personal savings will have to generate enough income to cover any shortfall.

You can check your estimated Social Security benefits by using the government's Social Security Online calculators. Current or former employers can provide estimates of any pension benefits you might receive when you retire.