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"The Power of Zero"
 Where should I save my retirement money?

Tax-favored retirement accounts, such as IRAs or 401ks, are common places to save for your retirement.  These accounts can be favorable if your employer matches the amount that you put in.  These accounts are tax-deferred, which can work for you or against you.


Tax-free retirement accounts like Roth IRAs or Roth 401ks are a place where you can grow your money tax-free.  You pay the taxes now and then when you withdraw it for retirement it's tax-free.  These account can work for you or against you.


Alternative tax-free accounts allow you to grow your retirement tax-free.  You pay the taxes now and then when you withdraw it for retirement it's tax-free.